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How to invest with your self-directed IRA (SDIRA) or retirement account

Need help with how to fill out documents with your custodian? This article shares instructions from the custodians we've worked with. 

Overview

This article provides general reference information for investors using Self-Directed IRA (SDIRA) custodians to complete private placement investments.

Each custodian has its own unique forms, titling formats, and wiring instructions. These details are provided for reference only based on information captured by our team. Please note that custodian requirements can change at any time — investors should always confirm directly with their custodian before submitting investment documents or sending funds.

General Guidelines

Before initiating a private placement through your Self-Directed IRA:

  1. Confirm your IRA custodian allows private placements.

  2. Ensure all investment documents are titled correctly in the name of your IRA, not your personal name.

  3. Provide all required forms (e.g., Direction of Investment or Purchase Authorization).

  4. Avoid prohibited transactions as outlined by IRS rules.

  5. Verify wiring or ACH details directly before sending funds.

Custodian Instructions

1. NuView Trust Company 

2. uDirect IRA Services 

3. The Entrust Group

4. Directed IRA / Directed Trust Company 

5. Equity Trust Company

6. Quest Trust Company

7. Specialized Trust Company

8. IRA Club

9. Mainstar Trust

10. Advanta IRA

11. Fidelity IRA

12. IRA Financial 

13. Madison Trust Company

14. Inspira Financial

1. NuView Trust Company (Now Inspira Financial)

Notes:

  • There are no specific signature block requirements — only that the investor signs and there is a space for NuView to countersign.

  • Investor must complete a Purchase Authorization Form before processing.

  • As of February 3, 2025, NuView Trust Company is now Inspira Financial.


2. uDirect IRA Services

Important Notes:

  • Verbal approval is required from the account holder for all new investments.

    • Contact uDirect at (714) 831-1866 or (866) 447-6598.

  • Direction of Investment Form (DOI) must be hand-signed — no digital or electronic signatures allowed.

  • Originals do not need to be mailed back.

Required Documents:

  • Signed Subscription Agreement

  • Signed Operating/LLC Agreement (with Manager signature)

  • Private Placement Memorandum or Offering Documents

  • Wire Instructions

IRA Titling Example:

IRA/SUBSCRIBER/INVESTOR NAME: First Last, legal owner via non-trust custodial IRA with AET
IRA ADDRESS: 6900 Westcliff Dr, Ste. 603, Las Vegas, NV 89145
EIN: 20-8936642

Mailing Address:
American Estate & Trust, LC
6900 Westcliff Dr., Ste. 603
Las Vegas, NV 89145

Distribution Deposits:

  • ACH deposits must include IRA account number and asset ID

3. The Entrust Group

How to Invest:

  1. Log into your Entrust Client Portal.

  2. Under Quick Links, select “Make an Investment.”

  3. Choose Alternative Assets and complete all required information.

  4. Upload the agreement for your investment, ensuring:

    • Investor is titled as:
      “The Entrust Group Inc. FBO [Client Name] IRA# [Account Number]”

    • Signature block shows Entrust as the member/investor.

    • The investment amount is listed in the agreement.

Additional Details:

  • EIN: 82-3888192

  • Investor uses their own address on offering documents.

  • Investment Manager’s email must be provided for e-signature.

4. Directed IRA / Directed Trust Company

Instructions:

  • Reference investor documents for account name and ACH information.

  • Address: 3033 N Central Ave., Ste 415 Phoenix, AZ 85012
  • EIN: 37-1913185

Process Overview:

  • Custodian signs on behalf of the IRA.

  • All incoming funds must be properly titled and sent to the Directed IRA account.

5. Equity Trust Company

Address: 1 Equity Way, Westlake, OH 44145

EIN: 05-0552743

Reference Documents:

Notes:

  • Follow the private equity investment process as outlined in the Orientation Guide.

  • Confirm titling with the custodian before executing agreements.

6. Quest Trust Company

How to Submit an Investment:

  1. Log into your Quest Client Portal.

  2. Click “Submit New Investment” under the Investments tab.

  3. Provide required documents:

    • Subscription Agreement or Private Placement Memorandum

    • Company or Operating Agreement

    • Wire Instructions

IRA Titling Format: Quest Trust Company FBO [Your Name] IRA [Account Number]

Address: 17171 Park Row Suite 100 Houston, TX 77084

Tax ID: 61-1435085

Processing Time: 24–48 hours after documents are properly endorsed

7. Specialized Trust Company

ACH Notes:

  • Include client account number and ARN / asset name in ACH memo.

  • ACHs without this reference may be rejected.


8. IRA Club

Documents Required:

  • Subscription or Purchase Agreement (signed and read/approved by account owner)

    • IRA must be listed as:
      “IRA Club, Administrator & Meridian Bank, Custodian FBO [Investor Name] IRA [Account Number]”

  • Operating Agreement

  • Certificate of Good Standing

  • Tax ID Letter

  • Wiring Instructions

Address: 67 E. Madison St., Suite 1510, Chicago, IL 60603

Tax ID: 20-5332361

Reference Document: Funds Delivery Instructions for IRA Club (1).pdf

9. Mainstar Trust

Titling Format: Mainstar Trust Custodian FBO [Client Name]

Address: 214 West 9th Street, Onaga, Kansas 66521

EIN: 05-0527466

10. Advanta IRA

Tampa Accounts (beginning with “80”)

  • Titling: Advanta IRA Services, LLC FBO [Investor Name] IRA #[Account #]

  • EIN: 20-0182452

Georgia Accounts (beginning with “15”)

  • Titling: Advanta IRA Administration, LLC FBO [Investor Name] IRA #[Account #]

  • EIN: 26-3880651

Address (for both):
4790 140th Ave N., Clearwater, FL 33762

Process Notes:

  • Custodian will pre-populate IRA information and send via DocuSign.

  • Once investor signs, Advanta signs and returns the final version with W-9 and ACH details.

  • Each investor receives unique ACH instructions.

11. Fidelity IRA

Notes:

  • Fidelity does not provide private placement instructions unless the investor is on the line to authorize.

  • Account titling and address must be requested directly.

  • EIN: Investor uses their own SSN.

Investor Must Provide to Fidelity:

  • Executed Subscription Agreement

  • Private Placement Memorandum

  • Direction of Investment form

  • Wiring Instructions

ACH Reference Example:

  • Routing: 101205681

  • Account: 39900001250770454

  • Memo: Account Number + Investor Name

12. IRA Financial

Titling Format: IRA Financial Trust Company CFBO [Investor Full Name]

EIN: 47-5494278

Address: 16771 Coral Cay Lane, Huntington Beach, CA 92649

Process Overview:

  • Custodian fills out and signs offering documents on behalf of investor.

  • Documents are then returned for investor completion and fund manager countersignature.

  • Final executed versions sent back to IRA Financial for funding.

  • W-9 and ACH instructions must be requested from custodian.

13. Madison Trust Company

Process:

  • Custodian signs and funds investments on behalf of the IRA.

  • Ensure all titling and ACH instructions are current before funding.

14. Inspira Financial

(formerly NuView Trust Company)

Process:

  • Inspira Financial now manages former NuView Trust accounts.

  • Investors should contact Inspira directly for updated titling and wiring information.

  • All new investments should reference Inspira as the custodian.

⚠️ Important Disclaimers

  • The information above is provided for reference purposes only and reflects what has been shared with our team as of the listed update date.

  • Custodian procedures, EINs, and mailing/wiring instructions may change at any time.

  • Always verify instructions directly with your custodian before sending funds or executing documents.

  • Tribevest does not provide tax, legal, or investment advice.